Side-by-side · Q2 2026 data
Genco Federal Credit Union vs Coastlife Credit Union
Metric by metric
| Measure | Genco Federal Credit Union | Coastlife Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 67 |
| Capital cushion | 93 (stronger) | 67 |
| Loan quality | 94 (stronger) | 70 |
| Earnings | 98 (stronger) | 37 |
| Funding & liquidity | 100 (stronger) | 86 |
| Problem-loan coverage | 99 (stronger) | 87 |
| Peer percentile | 99th | 41st |
| Total assets | $494.7M | $519.7M |
| Deposits / shares | $421.9M | $458.9M |
| Capital ratio | 14.26% (stronger) | 11.66% |
| Problem loans | 0.19% (stronger) | 0.89% |
| Net charge-offs | 0.63% (stronger) | 1.64% |
| Return on assets | 1.95% (stronger) | 0.43% |
| Loans ÷ deposits | 56.5% (stronger) | 73.2% |
| Uninsured deposits | 6.0% (stronger) | 16.2% |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 57.1% | 24.6% |
Genco Federal Credit Union has the higher TellerScore (96 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Genco Federal Credit Union leads on 7 and Coastlife Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.