Side-by-side · Q2 2026 data
Genco Federal Credit Union vs First Central Credit Union
Metric by metric
| Measure | Genco Federal Credit Union | First Central Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 76 |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 94 (stronger) | 35 |
| Earnings | 98 (stronger) | 68 |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 99 (stronger) | 85 |
| Peer percentile | 99th | 68th |
| Total assets | $494.7M | $191.7M |
| Deposits / shares | $421.9M | $160.2M |
| Capital ratio | 14.26% | 16.35% (stronger) |
| Problem loans | 0.19% (stronger) | 1.95% |
| Net charge-offs | 0.63% (stronger) | 0.75% |
| Return on assets | 1.95% (stronger) | 1.19% |
| Loans ÷ deposits | 56.5% (stronger) | 61.3% |
| Uninsured deposits | 6.0% | 5.1% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 57.1% | 16.0% |
Genco Federal Credit Union has the higher TellerScore (96 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Genco Federal Credit Union leads on 5 and First Central Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.