Side-by-side · Q2 2026 data
Generations Community Bank vs H a L E Federal Credit Union
Credit union
H a L E Federal Credit Union
Indianapolis, Indiana · Under $100 million in assets
Metric by metric
| Measure | Generations Community Bank | H a L E Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 100 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 56th | 100th |
| Total assets | $30.9M | $399K |
| Deposits / shares | $5.6M | $295K |
| Capital ratio | 86.24% (stronger) | 25.15% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | -10.05% (stronger) |
| Return on assets | -22.64% | 4.12% (stronger) |
| Loans ÷ deposits | 54.4% | 51.8% (stronger) |
| Uninsured deposits | 40.4% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
H a L E Federal Credit Union has the higher TellerScore (100 vs 76). On the 6 directional measures above (where higher or lower is clearly better), Generations Community Bank leads on 1 and H a L E Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.