Generations Community Bank (FDIC certificate #59365) is based in Indianapolis, Indiana. Its Q2 2026 call report shows $30.9M in total assets and $5.6M in deposits and 1 office.
Based on its Q2 2026 filing, Generations Community Bank scores 76/100, which we describe as strong. That is higher than 56% of 546 banks with under $100 million in assets. Among 88 banks headquartered in Indiana, it ranks 16th. Its strongest component is capital cushion (100/100; 86.24%), and its lowest is earnings (0/100; -22.64%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
2 quarters
Health trend
From Q1 2026 to Q2 2026, the score fell 4 points (80 → 76), mostly because the funding & liquidity component weakened by 28 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q1 2026 | 80 |
| Q2 2026 | 76 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q1 2026 | 98.81% |
| Q2 2026 | 86.24% |
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| Quarter | Noncurrent loans |
|---|---|
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q1 2026 | -38.54% |
| Q2 2026 | -22.64% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 76 | $30.9M | 86.24% | 0.00% | -22.64% | 54.4% |
| Q1 2026 | 80 | $26.1M | 98.81% | 0.00% | -38.54% | 0.0% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Indiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Peoples Community Bank SB of Monticello, IndianaBank Monticello, IN | 57 out of 100, Moderate | $42.7M | 32.0% | 2.84% | vs |
| Everence Trust CompanyBank Goshen, IN | 94 out of 100, Very strong | $16.2M | 96.8% | 0.00% | vs |
| The Fairmount State BankBank Fairmount, IN | 37 out of 100, Low | $57.0M | 11.7% | 6.37% | vs |
| Boonville Federal Savings BankBank Boonville, IN | 55 out of 100, Moderate | $71.5M | 8.8% | 0.89% | vs |
| Scottsburg Building and Loan AssociationBank Scottsburg, IN | 82 out of 100, Strong | $76.9M | 18.9% | 0.18% | vs |
| First Federal Savings Bank of WashingtonBank Washington, IN | 49 out of 100, Below average | $94.4M | 11.0% | 2.06% | vs |
Deposit insurance
Is my money safe at Generations Community Bank?
Yes. Generations Community Bank is an FDIC-insured institution (FDIC certificate #59365). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 40.4% of deposits ($2.3M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 86.24%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Generations Community Bank lists 1 office in 1 city. Most locations:
- Indianapolis, IN (1)
Identity & history
Profile
- Legal name
- Generations Community Bank
- Type
- State-chartered bank
- FDIC certificate #
- 59365
- RSSD ID
- 6058562
- Primary regulator
- FDIC
- Established
- March 9, 2026
- Headquarters
- 2110 N Illinois St, Indianapolis, IN 46202
- Website
- www.mygc.bank
- Employees
- 18
Quick answers
Generations Community Bank: common questions
Is Generations Community Bank FDIC insured?
Yes. Generations Community Bank is an FDIC-insured institution (FDIC certificate #59365). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Generations Community Bank's TellerScore?
76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Generations Community Bank ever failed?
There is no failure record for FDIC certificate #59365 in the FDIC failed bank list.
How many branches does Generations Community Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Indianapolis
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| H a L E Federal Credit UnionCredit union Indianapolis, IN | 100 out of 100, Very strong | $399K | 25.1% | 0.00% | vs |
| Mt Zion Indianapolis Federal Credit UnionCredit union Indianapolis, IN | 98 out of 100, Very strong | $1.4M | 38.3% | 0.00% | vs |
| Professional Police Officers Credit UnionCredit union Indianapolis, IN | 92 out of 100, Very strong | $58.7M | 14.8% | 0.00% | vs |
| 1st Street Credit UnionCredit union Sarasota, FL | 89 out of 100, Very strong | $34.5M | 14.7% | 0.10% | vs |
| Cs Credit UnionCredit union Catawba, NC | 84 out of 100, Strong | $30.5M | 18.7% | 0.46% | vs |
| Greenfield Banking CompanyBank Greenfield, IN | 84 out of 100, Strong | $930.5M | 13.9% | 0.35% | vs |