Side-by-side · Q2 2026 data
Generations Credit Union vs First Northern Credit Union
Metric by metric
| Measure | Generations Credit Union | First Northern Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 97 (stronger) | 76 |
| Earnings | 57 | 97 (stronger) |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 99 (stronger) | 91 |
| Peer percentile | 90th | 74th |
| Total assets | $22.4M | $333.2M |
| Deposits / shares | $18.5M | $288.2M |
| Capital ratio | 16.38% (stronger) | 11.31% |
| Problem loans | 0.10% (stronger) | 0.71% |
| Net charge-offs | 0.21% | 0.18% (stronger) |
| Return on assets | 0.92% | 1.93% (stronger) |
| Loans ÷ deposits | 52.7% (stronger) | 80.9% |
| Uninsured deposits | 0.1% (stronger) | 4.0% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.9% |
Generations Credit Union has the higher TellerScore (91 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Generations Credit Union leads on 5 and First Northern Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.