Side-by-side · Q2 2026 data
Generations Credit Union vs Kone Employees Credit Union
Metric by metric
| Measure | Generations Credit Union | Kone Employees Credit Union |
|---|---|---|
| TellerScore | 91 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 97 (stronger) | 82 |
| Earnings | 57 | 97 (stronger) |
| Funding & liquidity | 100 (stronger) | 96 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 90th | 95th |
| Total assets | $22.4M | $20.7M |
| Deposits / shares | $18.5M | $17.1M |
| Capital ratio | 16.38% | 17.47% (stronger) |
| Problem loans | 0.10% (stronger) | 0.55% |
| Net charge-offs | 0.21% (stronger) | 0.39% |
| Return on assets | 0.92% | 1.93% (stronger) |
| Loans ÷ deposits | 52.7% (stronger) | 63.8% |
| Uninsured deposits | 0.1% (stronger) | 3.4% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kone Employees Credit Union has the higher TellerScore (94 vs 91). On the 7 directional measures above (where higher or lower is clearly better), Generations Credit Union leads on 4 and Kone Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.