TellerScore

Side-by-side · Q2 2026 data

Generations Credit Union vs Linxus Credit Union

Credit union

Generations Credit Union

Rockford, Illinois · Under $100 million in assets

91of 100
Very strong

Credit union

Linxus Credit Union

Machesney Park, Illinois · Under $100 million in assets

91of 100
Very strong

Metric by metric

MeasureGenerations Credit UnionLinxus Credit Union
TellerScore9191
Capital cushion100100
Loan quality9799 (stronger)
Earnings57 (stronger)56
Funding & liquidity100100
Problem-loan coverage99100 (stronger)
Peer percentile90th90th
Total assets$22.4M$17.5M
Deposits / shares$18.5M$14.6M
Capital ratio16.38% (stronger)16.17%
Problem loans0.10%0.02% (stronger)
Net charge-offs0.21%-0.04% (stronger)
Return on assets0.92% (stronger)0.90%
Loans ÷ deposits52.7%41.6% (stronger)
Uninsured deposits0.1% (stronger)0.3%
Offices31
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Generations Credit Union leads on 3 and Linxus Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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