Side-by-side · Q2 2026 data
Generations Federal Credit Union vs First Trust Credit Union
Credit union
Generations Federal Credit Union
LA Porte, Indiana · Under $100 million in assets
Metric by metric
| Measure | Generations Federal Credit Union | First Trust Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 63 |
| Capital cushion | 94 (stronger) | 84 |
| Loan quality | 80 (stronger) | 0 |
| Earnings | 79 (stronger) | 72 |
| Funding & liquidity | 95 | 100 (stronger) |
| Problem-loan coverage | 95 (stronger) | 87 |
| Peer percentile | 85th | 29th |
| Total assets | $12.2M | $191.6M |
| Deposits / shares | $10.4M | $165.4M |
| Capital ratio | 14.37% (stronger) | 13.44% |
| Problem loans | 0.59% (stronger) | 3.08% |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 1.47% (stronger) | 1.30% |
| Loans ÷ deposits | 65.2% | 32.1% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.4% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Generations Federal Credit Union has the higher TellerScore (88 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Generations Federal Credit Union leads on 6 and First Trust Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.