Side-by-side · Q2 2026 data
Generations Federal Credit Union vs Members Advantage Credit Union
Credit union
Generations Federal Credit Union
LA Porte, Indiana · Under $100 million in assets
Credit union
Members Advantage Credit Union
Michigan City, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Generations Federal Credit Union | Members Advantage Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 60 |
| Capital cushion | 94 (stronger) | 45 |
| Loan quality | 80 (stronger) | 59 |
| Earnings | 79 (stronger) | 38 |
| Funding & liquidity | 95 | 100 (stronger) |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 85th | 21st |
| Total assets | $12.2M | $132.2M |
| Deposits / shares | $10.4M | $120.5M |
| Capital ratio | 14.37% (stronger) | 9.47% |
| Problem loans | 0.59% (stronger) | 1.23% |
| Net charge-offs | -0.02% (stronger) | 0.09% |
| Return on assets | 1.47% (stronger) | 0.44% |
| Loans ÷ deposits | 65.2% | 42.8% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 2.7% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Generations Federal Credit Union has the higher TellerScore (88 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Generations Federal Credit Union leads on 6 and Members Advantage Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.