Side-by-side · Q2 2026 data
Genesee Co-Op Federal Credit Union vs Greece Community Federal Credit Union
Credit union
Genesee Co-Op Federal Credit Union
Rochester, New York · Under $100 million in assets
Credit union
Greece Community Federal Credit Union
Rochester, New York · Under $100 million in assets
Metric by metric
| Measure | Genesee Co-Op Federal Credit Union | Greece Community Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 83 (stronger) |
| Capital cushion | 100 (stronger) | 73 |
| Loan quality | 48 | 98 (stronger) |
| Earnings | 79 (stronger) | 56 |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 59th | 72nd |
| Total assets | $47.5M | $13.0M |
| Deposits / shares | $31.9M | $11.4M |
| Capital ratio | 23.39% (stronger) | 12.28% |
| Problem loans | 1.55% | 0.05% (stronger) |
| Net charge-offs | 0.26% (stronger) | 1.24% |
| Return on assets | 1.48% (stronger) | 0.90% |
| Loans ÷ deposits | 87.9% | 57.9% (stronger) |
| Uninsured deposits | 10.7% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Greece Community Federal Credit Union has the higher TellerScore (83 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Genesee Co-Op Federal Credit Union leads on 3 and Greece Community Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.