TellerScore

Headquartered in Rochester, New York, Greece Community Federal Credit Union is a federal credit union with $13.0M in total assets and $11.4M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1975.

Greece Community Federal Credit Union has a TellerScore of 83 out of 100 (strong) based on Q2 2026 data — higher than 72% of its 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 64th. Funding & liquidity contributes the most (100/100, 58% loans-to-deposits, 0% uninsured); earnings contributes the least (56/100, 0.90%).

TellerScore · Q2 2026

Scorecard

Capital cushion73/100
Net worth ratio: 12.28%
Loan quality98/100
Loans 60+ days delinquent ÷ total loans: 0.05%
Earnings56/100
Return on assets (annualized): 0.90%
Funding & liquidity100/100
Loans ÷ shares: 57.9% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.22%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (83 → 83).

TellerScore
747983Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202479
Q4 202476
Q1 202583
Q2 202583
Q3 202582
Q4 202577
Q1 202674
Q2 202683
Net worth ratio
7.00%9.84%12.67%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.69%
Q3 202412.10%
Q4 202411.08%
Q1 202511.10%
Q2 202511.53%
Q3 202512.67%
Q4 202512.40%
Q1 202612.08%
Q2 202612.28%
Delinquent loans (60+ days)
0.05%0.52%0.98%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.27%
Q3 20240.36%
Q4 20240.31%
Q1 20250.13%
Q2 20250.13%
Q3 20250.68%
Q4 20250.98%
Q1 20260.82%
Q2 20260.05%
Return on assets
0.78%1.18%1.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.03%
Q3 20241.27%
Q4 20241.06%
Q1 20251.53%
Q2 20251.49%
Q3 20251.59%
Q4 20251.35%
Q1 20260.78%
Q2 20260.90%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$13.0M12.28%0.05%0.90%57.9%
Q1 202674$12.9M12.08%0.82%0.78%59.4%
Q4 202577$12.4M12.40%0.98%1.35%65.8%
Q3 202582$11.9M12.67%0.68%1.59%71.7%
Q2 202583$12.7M11.53%0.13%1.49%68.0%
Q1 202583$12.7M11.10%0.13%1.53%66.6%
Q4 202476$12.3M11.08%0.31%1.06%71.1%
Q3 202479$11.1M12.10%0.36%1.27%83.1%
Q2 202474$12.1M10.69%0.27%1.03%77.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.28%
34th
Problem loans0.05%
83rd
Net charge-offs1.24%
11th
Return on assets0.90%
63rd
Loans to deposits57.9%
51st
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.2%
81st

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Deposit insurance

Is my money safe at Greece Community Federal Credit Union?

Yes. Greece Community Federal Credit Union is a federally insured credit union (NCUA charter #24274). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.28%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Greece Community Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Greece Community Federal Credit Union
Type
Federal credit union
NCUA charter #
24274
RSSD ID
353993
Primary regulator
NCUA
Established
1975
Headquarters
1795 English Rd, Rochester, NY 14616
Employees
4

Quick answers

Greece Community Federal Credit Union: common questions

Is Greece Community Federal Credit Union NCUA insured?

Yes. Greece Community Federal Credit Union is a federally insured credit union (NCUA charter #24274). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Greece Community Federal Credit Union's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Greece Community Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Rochester

InstitutionScoreAssetsCapitalProblem loansCompare
Finger Lakes Federal Credit UnionCredit union Geneva, NY96 out of 100, Very strong$259.5M15.1%0.10%vs
ESL Federal Credit UnionCredit union Rochester, NY90 out of 100, Very strong$10.8B16.4%0.90%vs
Le Roy Federal Credit UnionCredit union Le Roy, NY86 out of 100, Very strong$21.1M11.4%0.37%vs
Westside Community Federal Credit UnionCredit union Churchville, NY84 out of 100, Strong$25.7M11.0%0.00%vs
Genesee Co-Op Federal Credit UnionCredit union Rochester, NY78 out of 100, Strong$47.5M23.4%1.55%vs
Pittsford Federal Credit UnionCredit union Pittsford, NY74 out of 100, Strong$542.3M11.9%0.55%vs