Side-by-side · Q2 2026 data
Genesee Co-Op Federal Credit Union vs Syracuse Cooperative
Credit union
Genesee Co-Op Federal Credit Union
Rochester, New York · Under $100 million in assets
Metric by metric
| Measure | Genesee Co-Op Federal Credit Union | Syracuse Cooperative |
|---|---|---|
| TellerScore | 78 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 94 |
| Loan quality | 48 (stronger) | 0 |
| Earnings | 79 | 100 (stronger) |
| Funding & liquidity | 72 (stronger) | 59 |
| Problem-loan coverage | 92 (stronger) | 38 |
| Peer percentile | 59th | 23rd |
| Total assets | $47.5M | $47.2M |
| Deposits / shares | $31.9M | $38.4M |
| Capital ratio | 23.39% (stronger) | 14.43% |
| Problem loans | 1.55% (stronger) | 5.24% |
| Net charge-offs | 0.26% (stronger) | 0.28% |
| Return on assets | 1.48% | 3.22% (stronger) |
| Loans ÷ deposits | 87.9% (stronger) | 101.7% |
| Uninsured deposits | 10.7% (stronger) | 13.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Genesee Co-Op Federal Credit Union has the higher TellerScore (78 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Genesee Co-Op Federal Credit Union leads on 6 and Syracuse Cooperative on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.