Side-by-side · Q2 2026 data
Genesis Employees Credit Union vs Southeastern Ohio Credit Union
Metric by metric
| Measure | Genesis Employees Credit Union | Southeastern Ohio Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 78 |
| Capital cushion | 94 (stronger) | 71 |
| Loan quality | 46 | 66 (stronger) |
| Earnings | 82 (stronger) | 80 |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 89 | 91 (stronger) |
| Peer percentile | 65th | 59th |
| Total assets | $22.2M | $65.4M |
| Deposits / shares | $18.9M | $56.9M |
| Capital ratio | 14.41% (stronger) | 12.08% |
| Problem loans | 1.61% | 1.03% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.68% |
| Return on assets | 1.54% (stronger) | 1.49% |
| Loans ÷ deposits | 59.3% (stronger) | 61.9% |
| Uninsured deposits | 0.7% | 0.0% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Genesis Employees Credit Union has the higher TellerScore (80 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Genesis Employees Credit Union leads on 5 and Southeastern Ohio Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.