Side-by-side · Q2 2026 data
Genoa Community Bank vs Battle Creek State Bank
Metric by metric
| Measure | Genoa Community Bank | Battle Creek State Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 81 |
| Capital cushion | 79 | 94 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 81 (stronger) | 61 |
| Funding & liquidity | 67 (stronger) | 38 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 78th | 68th |
| Total assets | $70.5M | $71.0M |
| Deposits / shares | $59.7M | $61.0M |
| Capital ratio | 12.92% | 14.45% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.52% (stronger) | 1.03% |
| Loans ÷ deposits | 76.4% (stronger) | 90.8% |
| Uninsured deposits | 30.1% (stronger) | 42.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Genoa Community Bank has the higher TellerScore (85 vs 81). On the 5 directional measures above (where higher or lower is clearly better), Genoa Community Bank leads on 4 and Battle Creek State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.