Side-by-side · Q2 2026 data
Genoa Community Bank vs Columbus Bank and Trust Company
Metric by metric
| Measure | Genoa Community Bank | Columbus Bank and Trust Company |
|---|---|---|
| TellerScore | 85 (stronger) | 72 |
| Capital cushion | 79 (stronger) | 45 |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 81 | 87 (stronger) |
| Funding & liquidity | 67 (stronger) | 42 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 78th | 50th |
| Total assets | $70.5M | $274.6M |
| Deposits / shares | $59.7M | $218.8M |
| Capital ratio | 12.92% (stronger) | 9.47% |
| Problem loans | 0.00% (stronger) | 0.07% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.52% | 1.66% (stronger) |
| Loans ÷ deposits | 76.4% (stronger) | 100.8% |
| Uninsured deposits | 30.1% (stronger) | 30.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Genoa Community Bank has the higher TellerScore (85 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Genoa Community Bank leads on 5 and Columbus Bank and Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.