Side-by-side · Q2 2026 data
GenuBank vs Lexicon Bank
Metric by metric
| Measure | GenuBank | Lexicon Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 77 (stronger) | 75 |
| Earnings | 36 | 72 (stronger) |
| Funding & liquidity | 58 (stronger) | 50 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 61st | 26th |
| Total assets | $253.2M | $446.2M |
| Deposits / shares | $204.7M | $400.1M |
| Capital ratio | 15.93% (stronger) | 9.77% |
| Problem loans | 0.68% (stronger) | 0.74% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 0.39% | 1.29% (stronger) |
| Loans ÷ deposits | 74.0% | 49.5% (stronger) |
| Uninsured deposits | 40.4% (stronger) | 60.4% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
GenuBank has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), GenuBank leads on 5 and Lexicon Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.