Side-by-side · Q2 2026 data
Genuine Parts Credit Union vs Credit Union of Georgia
Metric by metric
| Measure | Genuine Parts Credit Union | Credit Union of Georgia |
|---|---|---|
| TellerScore | 87 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 55 |
| Loan quality | 100 (stronger) | 67 |
| Earnings | 36 | 68 (stronger) |
| Funding & liquidity | 100 (stronger) | 81 |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 83rd | 45th |
| Total assets | $19.5M | $766.1M |
| Deposits / shares | $6.2M | $670.3M |
| Capital ratio | 79.20% (stronger) | 10.46% |
| Problem loans | 0.00% (stronger) | 1.00% |
| Net charge-offs | 3.33% | 0.31% (stronger) |
| Return on assets | 0.41% | 1.20% (stronger) |
| Loans ÷ deposits | 36.9% (stronger) | 79.1% |
| Uninsured deposits | 0.0% (stronger) | 6.8% |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.6% |
Genuine Parts Credit Union has the higher TellerScore (87 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Genuine Parts Credit Union leads on 5 and Credit Union of Georgia on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.