Side-by-side · Q2 2026 data
Georgia'S Own Credit Union vs Georgia United Credit Union
Metric by metric
| Measure | Georgia'S Own Credit Union | Georgia United Credit Union |
|---|---|---|
| TellerScore | 50 | 67 (stronger) |
| Capital cushion | 50 | 61 (stronger) |
| Loan quality | 62 | 70 (stronger) |
| Earnings | 0 | 58 (stronger) |
| Funding & liquidity | 72 | 76 (stronger) |
| Problem-loan coverage | 82 | 86 (stronger) |
| Peer percentile | 6th | 47th |
| Total assets | $4.2B | $2.5B |
| Deposits / shares | $3.6B | $2.1B |
| Capital ratio | 9.99% | 11.10% (stronger) |
| Problem loans | 1.15% | 0.89% (stronger) |
| Net charge-offs | 2.84% | 0.69% (stronger) |
| Return on assets | -1.12% | 0.96% (stronger) |
| Loans ÷ deposits | 88.3% | 84.5% (stronger) |
| Uninsured deposits | 12.2% | 9.4% (stronger) |
| Offices | 15 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Georgia United Credit Union has the higher TellerScore (67 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Georgia'S Own Credit Union leads on 0 and Georgia United Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.