Side-by-side · Q2 2026 data
Gesb Sheet Metal Workers Federal Credit Union vs First Trust Credit Union
Credit union
Gesb Sheet Metal Workers Federal Credit Union
Portage, Indiana · Under $100 million in assets
Metric by metric
| Measure | Gesb Sheet Metal Workers Federal Credit Union | First Trust Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 63 |
| Capital cushion | 61 | 84 (stronger) |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 56 | 72 (stronger) |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 57th | 29th |
| Total assets | $11.8M | $191.6M |
| Deposits / shares | $10.5M | $165.4M |
| Capital ratio | 11.10% | 13.44% (stronger) |
| Problem loans | 0.00% (stronger) | 3.08% |
| Net charge-offs | 0.64% | 0.00% (stronger) |
| Return on assets | 0.90% | 1.30% (stronger) |
| Loans ÷ deposits | 74.7% | 32.1% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.4% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gesb Sheet Metal Workers Federal Credit Union has the higher TellerScore (77 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Gesb Sheet Metal Workers Federal Credit Union leads on 3 and First Trust Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.