Side-by-side · Q2 2026 data
Gesb Sheet Metal Workers Federal Credit Union vs Members Advantage Credit Union
Credit union
Gesb Sheet Metal Workers Federal Credit Union
Portage, Indiana · Under $100 million in assets
Credit union
Members Advantage Credit Union
Michigan City, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Gesb Sheet Metal Workers Federal Credit Union | Members Advantage Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 60 |
| Capital cushion | 61 (stronger) | 45 |
| Loan quality | 100 (stronger) | 59 |
| Earnings | 56 (stronger) | 38 |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 57th | 21st |
| Total assets | $11.8M | $132.2M |
| Deposits / shares | $10.5M | $120.5M |
| Capital ratio | 11.10% (stronger) | 9.47% |
| Problem loans | 0.00% (stronger) | 1.23% |
| Net charge-offs | 0.64% | 0.09% (stronger) |
| Return on assets | 0.90% (stronger) | 0.44% |
| Loans ÷ deposits | 74.7% | 42.8% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 2.7% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gesb Sheet Metal Workers Federal Credit Union has the higher TellerScore (77 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Gesb Sheet Metal Workers Federal Credit Union leads on 5 and Members Advantage Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.