Side-by-side · Q2 2026 data
Gesb Sheet Metal Workers Federal Credit Union vs Wayne County Federal Credit Union
Credit union
Gesb Sheet Metal Workers Federal Credit Union
Portage, Indiana · Under $100 million in assets
Credit union
Wayne County Federal Credit Union
Richmond, Indiana · Under $100 million in assets
Metric by metric
| Measure | Gesb Sheet Metal Workers Federal Credit Union | Wayne County Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 89 (stronger) |
| Capital cushion | 61 | 93 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 56 (stronger) | 53 |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 57th | 87th |
| Total assets | $11.8M | $13.5M |
| Deposits / shares | $10.5M | $11.5M |
| Capital ratio | 11.10% | 14.28% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.64% | 0.00% (stronger) |
| Return on assets | 0.90% (stronger) | 0.82% |
| Loans ÷ deposits | 74.7% | 41.6% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 0.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wayne County Federal Credit Union has the higher TellerScore (89 vs 77). On the 6 directional measures above (where higher or lower is clearly better), Gesb Sheet Metal Workers Federal Credit Union leads on 2 and Wayne County Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.