Side-by-side · Q2 2026 data
Gfa Federal Credit Union vs Freedom Credit Union
Metric by metric
| Measure | Gfa Federal Credit Union | Freedom Credit Union |
|---|---|---|
| TellerScore | 55 | 66 (stronger) |
| Capital cushion | 42 | 93 (stronger) |
| Loan quality | 75 (stronger) | 40 |
| Earnings | 14 | 43 (stronger) |
| Funding & liquidity | 78 (stronger) | 76 |
| Problem-loan coverage | 89 (stronger) | 83 |
| Peer percentile | 12th | 37th |
| Total assets | $747.3M | $764.0M |
| Deposits / shares | $617.1M | $611.6M |
| Capital ratio | 9.16% | 14.26% (stronger) |
| Problem loans | 0.75% (stronger) | 1.81% |
| Net charge-offs | 0.29% | 0.05% (stronger) |
| Return on assets | -0.14% | 0.57% (stronger) |
| Loans ÷ deposits | 81.9% (stronger) | 84.6% |
| Uninsured deposits | 11.0% | 10.1% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | — |
Freedom Credit Union has the higher TellerScore (66 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Gfa Federal Credit Union leads on 2 and Freedom Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.