Side-by-side · Q2 2026 data
Ghs Federal Credit Union vs Palisades Federal Credit Union
Credit union
Palisades Federal Credit Union
Pearl River, New York · $100 million – $1 billion
Metric by metric
| Measure | Ghs Federal Credit Union | Palisades Federal Credit Union |
|---|---|---|
| TellerScore | 46 | 52 (stronger) |
| Capital cushion | 47 (stronger) | 40 |
| Loan quality | 0 | 69 (stronger) |
| Earnings | 85 (stronger) | 20 |
| Funding & liquidity | 83 (stronger) | 70 |
| Problem-loan coverage | 28 | 83 (stronger) |
| Peer percentile | 3rd | 8th |
| Total assets | $252.7M | $212.2M |
| Deposits / shares | $217.1M | $181.1M |
| Capital ratio | 9.68% (stronger) | 9.01% |
| Problem loans | 4.90% | 0.93% (stronger) |
| Net charge-offs | 1.11% | 0.45% (stronger) |
| Return on assets | 1.62% (stronger) | 0.00% |
| Loans ÷ deposits | 77.3% (stronger) | 90.0% |
| Uninsured deposits | 5.3% (stronger) | 9.4% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.2% | — |
Palisades Federal Credit Union has the higher TellerScore (52 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Ghs Federal Credit Union leads on 4 and Palisades Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.