Side-by-side · Q2 2026 data
Gideon Federal Credit Union vs Community Trust Credit Union
Metric by metric
| Measure | Gideon Federal Credit Union | Community Trust Credit Union |
|---|---|---|
| TellerScore | 62 | 82 (stronger) |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 0 | 97 (stronger) |
| Earnings | 38 | 61 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 24th | 82nd |
| Total assets | $269K | $336.4M |
| Deposits / shares | $218K | $294.2M |
| Capital ratio | 18.63% (stronger) | 11.94% |
| Problem loans | 4.45% | 0.08% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.10% |
| Return on assets | 0.45% | 1.03% (stronger) |
| Loans ÷ deposits | 11.4% (stronger) | 47.1% |
| Uninsured deposits | 0.0% (stronger) | 6.6% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.3% |
Community Trust Credit Union has the higher TellerScore (82 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Gideon Federal Credit Union leads on 4 and Community Trust Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.