Side-by-side · Q2 2026 data
Glenwood State Bank vs Kerndt Brothers Savings Bank
Metric by metric
| Measure | Glenwood State Bank | Kerndt Brothers Savings Bank |
|---|---|---|
| TellerScore | 77 | 79 (stronger) |
| Capital cushion | 75 (stronger) | 59 |
| Loan quality | 50 | 78 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 87 (stronger) | 86 |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 68th | 75th |
| Total assets | $352.9M | $347.2M |
| Deposits / shares | $307.7M | $282.8M |
| Capital ratio | 12.45% (stronger) | 10.88% |
| Problem loans | 1.51% | 0.65% (stronger) |
| Net charge-offs | 0.22% | 0.00% (stronger) |
| Return on assets | 2.69% (stronger) | 2.48% |
| Loans ÷ deposits | 53.4% (stronger) | 71.5% |
| Uninsured deposits | 26.7% | 17.3% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.2% | 22.4% |
Kerndt Brothers Savings Bank has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Glenwood State Bank leads on 3 and Kerndt Brothers Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.