Side-by-side · Q2 2026 data
GNB Bank vs Cedar Falls Community Credit Union
Metric by metric
| Measure | GNB Bank | Cedar Falls Community Credit Union |
|---|---|---|
| TellerScore | 76 | 80 (stronger) |
| Capital cushion | 72 | 100 (stronger) |
| Loan quality | 79 (stronger) | 74 |
| Earnings | 87 (stronger) | 68 |
| Funding & liquidity | 51 | 61 (stronger) |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 64th | 78th |
| Total assets | $621.3M | $251.7M |
| Deposits / shares | $498.0M | $209.6M |
| Capital ratio | 12.22% | 15.87% (stronger) |
| Problem loans | 0.62% (stronger) | 0.78% |
| Net charge-offs | -0.00% (stronger) | 0.18% |
| Return on assets | 1.68% (stronger) | 1.20% |
| Loans ÷ deposits | 88.5% (stronger) | 99.2% |
| Uninsured deposits | 34.1% | 12.6% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.1% | 5.1% |
Cedar Falls Community Credit Union has the higher TellerScore (80 vs 76). On the 7 directional measures above (where higher or lower is clearly better), GNB Bank leads on 4 and Cedar Falls Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.