Side-by-side · Q2 2026 data
GNB Bank vs Peoples Savings Bank
Metric by metric
| Measure | GNB Bank | Peoples Savings Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 65 |
| Capital cushion | 72 (stronger) | 50 |
| Loan quality | 79 (stronger) | 70 |
| Earnings | 87 (stronger) | 59 |
| Funding & liquidity | 51 | 80 (stronger) |
| Problem-loan coverage | 94 (stronger) | 86 |
| Peer percentile | 64th | 29th |
| Total assets | $621.3M | $610.4M |
| Deposits / shares | $498.0M | $533.7M |
| Capital ratio | 12.22% (stronger) | 9.95% |
| Problem loans | 0.62% (stronger) | 0.91% |
| Net charge-offs | -0.00% (stronger) | 0.05% |
| Return on assets | 1.68% (stronger) | 0.97% |
| Loans ÷ deposits | 88.5% | 64.8% (stronger) |
| Uninsured deposits | 34.1% | 28.5% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.1% | 8.2% |
GNB Bank has the higher TellerScore (76 vs 65). On the 7 directional measures above (where higher or lower is clearly better), GNB Bank leads on 5 and Peoples Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.