Side-by-side · Q2 2026 data
GNB Bank vs South Story Bank & Trust
Metric by metric
| Measure | GNB Bank | South Story Bank & Trust |
|---|---|---|
| TellerScore | 76 (stronger) | 57 |
| Capital cushion | 72 (stronger) | 59 |
| Loan quality | 79 (stronger) | 74 |
| Earnings | 87 (stronger) | 46 |
| Funding & liquidity | 51 (stronger) | 19 |
| Problem-loan coverage | 94 (stronger) | 86 |
| Peer percentile | 64th | 14th |
| Total assets | $621.3M | $623.9M |
| Deposits / shares | $498.0M | $491.3M |
| Capital ratio | 12.22% (stronger) | 10.93% |
| Problem loans | 0.62% (stronger) | 0.78% |
| Net charge-offs | -0.00% (stronger) | 0.05% |
| Return on assets | 1.68% (stronger) | 0.65% |
| Loans ÷ deposits | 88.5% (stronger) | 115.1% |
| Uninsured deposits | 34.1% (stronger) | 43.3% |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.1% | 1.8% |
GNB Bank has the higher TellerScore (76 vs 57). On the 7 directional measures above (where higher or lower is clearly better), GNB Bank leads on 7 and South Story Bank & Trust on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.