Side-by-side · Q2 2026 data
Goetz Credit Union vs Members 1st Credit Union
Metric by metric
| Measure | Goetz Credit Union | Members 1st Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 83 | 92 (stronger) |
| Earnings | 58 (stronger) | 52 |
| Funding & liquidity | 90 (stronger) | 87 |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 77th | 42nd |
| Total assets | $89.6M | $76.5M |
| Deposits / shares | $75.4M | $67.6M |
| Capital ratio | 15.71% (stronger) | 9.76% |
| Problem loans | 0.50% | 0.24% (stronger) |
| Net charge-offs | 0.27% | 0.12% (stronger) |
| Return on assets | 0.95% (stronger) | 0.80% |
| Loans ÷ deposits | 70.5% (stronger) | 73.0% |
| Uninsured deposits | 0.5% (stronger) | 9.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Goetz Credit Union has the higher TellerScore (85 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Goetz Credit Union leads on 5 and Members 1st Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.