Side-by-side · Q2 2026 data
Golden State Bank vs First General Bank
Metric by metric
| Measure | Golden State Bank | First General Bank |
|---|---|---|
| TellerScore | 63 | 71 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 73 (stronger) | 39 |
| Earnings | 70 | 100 (stronger) |
| Funding & liquidity | 25 (stronger) | 14 |
| Problem-loan coverage | 88 (stronger) | 87 |
| Peer percentile | 30th | 63rd |
| Total assets | $1.0B | $1.2B |
| Deposits / shares | $856.6M | $837.8M |
| Capital ratio | 11.04% | 26.29% (stronger) |
| Problem loans | 0.82% (stronger) | 1.83% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.26% | 2.31% (stronger) |
| Loans ÷ deposits | 98.9% (stronger) | 111.1% |
| Uninsured deposits | 47.8% | 47.6% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First General Bank has the higher TellerScore (71 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Golden State Bank leads on 3 and First General Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.