Side-by-side · Q2 2026 data
Golden Valley Federal Credit Union vs Fox Federal Credit Union
Credit union
Golden Valley Federal Credit Union
Manteca, California · Under $100 million in assets
Metric by metric
| Measure | Golden Valley Federal Credit Union | Fox Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 57 |
| Capital cushion | 65 (stronger) | 44 |
| Loan quality | 54 | 88 (stronger) |
| Earnings | 50 (stronger) | 0 |
| Funding & liquidity | 98 (stronger) | 83 |
| Problem-loan coverage | 87 | 95 (stronger) |
| Peer percentile | 32nd | 17th |
| Total assets | $39.7M | $36.6M |
| Deposits / shares | $35.0M | $33.0M |
| Capital ratio | 11.51% (stronger) | 9.39% |
| Problem loans | 1.38% | 0.35% (stronger) |
| Net charge-offs | 1.57% | 0.24% (stronger) |
| Return on assets | 0.76% (stronger) | -0.55% |
| Loans ÷ deposits | 62.3% (stronger) | 76.8% |
| Uninsured deposits | 5.3% (stronger) | 13.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Golden Valley Federal Credit Union has the higher TellerScore (66 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Golden Valley Federal Credit Union leads on 5 and Fox Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.