Side-by-side · Q2 2026 data
Golden Valley Federal Credit Union vs Media City Credit Union
Credit union
Golden Valley Federal Credit Union
Manteca, California · Under $100 million in assets
Metric by metric
| Measure | Golden Valley Federal Credit Union | Media City Credit Union |
|---|---|---|
| TellerScore | 66 | 79 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 54 | 68 (stronger) |
| Earnings | 50 (stronger) | 39 |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 87 | 95 (stronger) |
| Peer percentile | 32nd | 62nd |
| Total assets | $39.7M | $39.4M |
| Deposits / shares | $35.0M | $33.1M |
| Capital ratio | 11.51% | 15.79% (stronger) |
| Problem loans | 1.38% | 0.96% (stronger) |
| Net charge-offs | 1.57% | 0.19% (stronger) |
| Return on assets | 0.76% (stronger) | 0.47% |
| Loans ÷ deposits | 62.3% | 51.7% (stronger) |
| Uninsured deposits | 5.3% (stronger) | 13.6% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Media City Credit Union has the higher TellerScore (79 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Golden Valley Federal Credit Union leads on 2 and Media City Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.