Side-by-side · Q2 2026 data
Goldenwest Federal Credit Union vs Delta Community Credit Union
Metric by metric
| Measure | Goldenwest Federal Credit Union | Delta Community Credit Union |
|---|---|---|
| TellerScore | 81 | 81 |
| Capital cushion | 82 (stronger) | 76 |
| Loan quality | 84 | 93 (stronger) |
| Earnings | 83 (stronger) | 67 |
| Funding & liquidity | 65 | 77 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 89th | 89th |
| Total assets | $4.3B | $9.1B |
| Deposits / shares | $3.7B | $8.0B |
| Capital ratio | 13.20% (stronger) | 12.58% |
| Problem loans | 0.47% | 0.22% (stronger) |
| Net charge-offs | 0.27% (stronger) | 0.30% |
| Return on assets | 1.57% (stronger) | 1.17% |
| Loans ÷ deposits | 94.9% | 83.7% (stronger) |
| Uninsured deposits | 14.5% | 7.1% (stronger) |
| Offices | 41 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 33.7% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Goldenwest Federal Credit Union leads on 3 and Delta Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.