Side-by-side · Q2 2026 data
Goldenwest Federal Credit Union vs Utah Power Credit Union
Metric by metric
| Measure | Goldenwest Federal Credit Union | Utah Power Credit Union |
|---|---|---|
| TellerScore | 81 | 87 (stronger) |
| Capital cushion | 82 | 87 (stronger) |
| Loan quality | 84 | 91 (stronger) |
| Earnings | 83 (stronger) | 75 |
| Funding & liquidity | 65 | 92 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 89th | 96th |
| Total assets | $4.3B | $1.1B |
| Deposits / shares | $3.7B | $957.9M |
| Capital ratio | 13.20% | 13.72% (stronger) |
| Problem loans | 0.47% | 0.27% (stronger) |
| Net charge-offs | 0.27% | 0.08% (stronger) |
| Return on assets | 1.57% (stronger) | 1.38% |
| Loans ÷ deposits | 94.9% | 58.0% (stronger) |
| Uninsured deposits | 14.5% (stronger) | 22.4% |
| Offices | 41 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Utah Power Credit Union has the higher TellerScore (87 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Goldenwest Federal Credit Union leads on 2 and Utah Power Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.