Side-by-side · Q2 2026 data
Government Employees Federal Credit Union vs Members First Credit Union
Credit union
Government Employees Federal Credit Union
Austin, Texas · $100 million – $1 billion
Metric by metric
| Measure | Government Employees Federal Credit Union | Members First Credit Union |
|---|---|---|
| TellerScore | 72 | 87 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 72 (stronger) | 65 |
| Earnings | 62 | 80 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 57th | 91st |
| Total assets | $189.4M | $183.2M |
| Deposits / shares | $169.5M | $137.2M |
| Capital ratio | 10.73% | 24.01% (stronger) |
| Problem loans | 0.83% (stronger) | 1.04% |
| Net charge-offs | 0.05% (stronger) | 0.56% |
| Return on assets | 1.05% | 1.50% (stronger) |
| Loans ÷ deposits | 56.5% | 49.7% (stronger) |
| Uninsured deposits | 5.3% (stronger) | 10.0% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members First Credit Union has the higher TellerScore (87 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Government Employees Federal Credit Union leads on 3 and Members First Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.