Side-by-side · Q2 2026 data
Government Employees Federal Credit Union vs Membersource Credit Union
Credit union
Government Employees Federal Credit Union
Austin, Texas · $100 million – $1 billion
Metric by metric
| Measure | Government Employees Federal Credit Union | Membersource Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 70 |
| Capital cushion | 57 | 74 (stronger) |
| Loan quality | 72 | 87 (stronger) |
| Earnings | 62 (stronger) | 25 |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 57th | 51st |
| Total assets | $189.4M | $196.5M |
| Deposits / shares | $169.5M | $171.4M |
| Capital ratio | 10.73% | 12.45% (stronger) |
| Problem loans | 0.83% | 0.40% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.77% |
| Return on assets | 1.05% (stronger) | 0.14% |
| Loans ÷ deposits | 56.5% (stronger) | 83.8% |
| Uninsured deposits | 5.3% (stronger) | 8.0% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Government Employees Federal Credit Union has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Government Employees Federal Credit Union leads on 5 and Membersource Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.