Side-by-side · Q2 2026 data
Grand Bank for Savings, FSB vs Pine Belt Federal Credit Union
Credit union
Pine Belt Federal Credit Union
Hattiesburg, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Grand Bank for Savings, FSB | Pine Belt Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 73 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 74 | 76 (stronger) |
| Earnings | 35 (stronger) | 21 |
| Funding & liquidity | 78 (stronger) | 68 |
| Problem-loan coverage | 86 | 96 (stronger) |
| Peer percentile | 26th | 47th |
| Total assets | $280.4M | $13.9M |
| Deposits / shares | $246.9M | $10.0M |
| Capital ratio | 10.98% | 27.22% (stronger) |
| Problem loans | 0.78% | 0.72% (stronger) |
| Net charge-offs | -0.00% (stronger) | 1.15% |
| Return on assets | 0.39% (stronger) | 0.02% |
| Loans ÷ deposits | 82.3% (stronger) | 92.7% |
| Uninsured deposits | 12.4% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pine Belt Federal Credit Union has the higher TellerScore (73 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Grand Bank for Savings, FSB leads on 3 and Pine Belt Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.