Side-by-side · Q2 2026 data
Grand Junction Federal Credit Union vs Horizons North Credit Union
Credit union
Grand Junction Federal Credit Union
Grand Junction, Colorado · $100 million – $1 billion
Metric by metric
| Measure | Grand Junction Federal Credit Union | Horizons North Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 33 |
| Loan quality | 76 | 98 (stronger) |
| Earnings | 49 | 49 |
| Funding & liquidity | 99 (stronger) | 87 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 83rd | 41st |
| Total assets | $115.0M | $136.2M |
| Deposits / shares | $95.0M | $125.1M |
| Capital ratio | 19.73% (stronger) | 8.31% |
| Problem loans | 0.72% | 0.05% (stronger) |
| Net charge-offs | 0.39% | -0.01% (stronger) |
| Return on assets | 0.74% (stronger) | 0.73% |
| Loans ÷ deposits | 61.7% (stronger) | 73.2% |
| Uninsured deposits | 1.5% (stronger) | 6.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Grand Junction Federal Credit Union has the higher TellerScore (83 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Grand Junction Federal Credit Union leads on 5 and Horizons North Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.