Side-by-side · Q2 2026 data
Grand Junction Federal Credit Union vs Metrum Community Credit Union
Credit union
Grand Junction Federal Credit Union
Grand Junction, Colorado · $100 million – $1 billion
Metric by metric
| Measure | Grand Junction Federal Credit Union | Metrum Community Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 80 |
| Loan quality | 76 | 95 (stronger) |
| Earnings | 49 (stronger) | 39 |
| Funding & liquidity | 99 (stronger) | 75 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 83rd | 71st |
| Total assets | $115.0M | $111.6M |
| Deposits / shares | $95.0M | $95.8M |
| Capital ratio | 19.73% (stronger) | 13.01% |
| Problem loans | 0.72% | 0.15% (stronger) |
| Net charge-offs | 0.39% (stronger) | 0.46% |
| Return on assets | 0.74% (stronger) | 0.47% |
| Loans ÷ deposits | 61.7% (stronger) | 85.4% |
| Uninsured deposits | 1.5% (stronger) | 7.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Grand Junction Federal Credit Union has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Grand Junction Federal Credit Union leads on 6 and Metrum Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.