Side-by-side · Q2 2026 data
Grand Missouri Bank vs Security Bank of the Ozarks
Metric by metric
| Measure | Grand Missouri Bank | Security Bank of the Ozarks |
|---|---|---|
| TellerScore | 81 (stronger) | 63 |
| Capital cushion | 87 (stronger) | 26 |
| Loan quality | 93 (stronger) | 81 |
| Earnings | 61 | 68 (stronger) |
| Funding & liquidity | 64 | 87 (stronger) |
| Problem-loan coverage | 98 (stronger) | 80 |
| Peer percentile | 80th | 24th |
| Total assets | $151.1M | $155.1M |
| Deposits / shares | $127.0M | $144.0M |
| Capital ratio | 13.72% (stronger) | 7.62% |
| Problem loans | 0.22% (stronger) | 0.56% |
| Net charge-offs | 0.02% (stronger) | 0.13% |
| Return on assets | 1.01% | 1.19% (stronger) |
| Loans ÷ deposits | 96.0% | 73.0% (stronger) |
| Uninsured deposits | 8.6% (stronger) | 13.1% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.8% | — |
Grand Missouri Bank has the higher TellerScore (81 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Grand Missouri Bank leads on 5 and Security Bank of the Ozarks on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.