Side-by-side · Q2 2026 data
Grand River Bank vs Gr Consumers Credit Union
Metric by metric
| Measure | Grand River Bank | Gr Consumers Credit Union |
|---|---|---|
| TellerScore | 65 | 86 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 94 | 95 (stronger) |
| Earnings | 45 (stronger) | 38 |
| Funding & liquidity | 49 | 100 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 29th | 80th |
| Total assets | $507.3M | $52.0M |
| Deposits / shares | $446.1M | $42.7M |
| Capital ratio | 10.19% | 16.64% (stronger) |
| Problem loans | 0.17% | 0.16% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.22% |
| Return on assets | 0.62% (stronger) | 0.44% |
| Loans ÷ deposits | 95.0% | 55.0% (stronger) |
| Uninsured deposits | 29.4% | 2.7% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | — |
Gr Consumers Credit Union has the higher TellerScore (86 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Grand River Bank leads on 2 and Gr Consumers Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.