Side-by-side · Q2 2026 data
Grand Rivers Community Bank vs Anna State Bank
Metric by metric
| Measure | Grand Rivers Community Bank | Anna State Bank |
|---|---|---|
| TellerScore | 21 | 81 (stronger) |
| Capital cushion | 34 | 75 (stronger) |
| Loan quality | 0 | 99 (stronger) |
| Earnings | 0 | 50 (stronger) |
| Funding & liquidity | 75 | 92 (stronger) |
| Problem-loan coverage | 0 | 99 (stronger) |
| Peer percentile | 1st | 80th |
| Total assets | $15.1M | $111.6M |
| Deposits / shares | $13.5M | $97.1M |
| Capital ratio | 8.44% | 12.54% (stronger) |
| Problem loans | 19.04% | 0.02% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | -3.37% | 0.75% (stronger) |
| Loans ÷ deposits | 77.3% | 44.6% (stronger) |
| Uninsured deposits | 21.6% (stronger) | 22.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | 31 | — |
| Complaints per $1B deposits | 620.0 | — |
| Mortgage denial rate (HMDA) | — | — |
Anna State Bank has the higher TellerScore (81 vs 21). On the 7 directional measures above (where higher or lower is clearly better), Grand Rivers Community Bank leads on 2 and Anna State Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.