Side-by-side · Q2 2026 data
Grand Rivers Community Bank vs Signet Federal Credit Union
Metric by metric
| Measure | Grand Rivers Community Bank | Signet Federal Credit Union |
|---|---|---|
| TellerScore | 21 | 82 (stronger) |
| Capital cushion | 34 | 100 (stronger) |
| Loan quality | 0 | 64 (stronger) |
| Earnings | 0 | 65 (stronger) |
| Funding & liquidity | 75 | 92 (stronger) |
| Problem-loan coverage | 0 | 92 (stronger) |
| Peer percentile | 1st | 82nd |
| Total assets | $15.1M | $398.2M |
| Deposits / shares | $13.5M | $332.1M |
| Capital ratio | 8.44% | 16.64% (stronger) |
| Problem loans | 19.04% | 1.07% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.28% |
| Return on assets | -3.37% | 1.13% (stronger) |
| Loans ÷ deposits | 77.3% | 68.2% (stronger) |
| Uninsured deposits | 21.6% | 9.9% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | 31 | — |
| Complaints per $1B deposits | 620.0 | — |
| Mortgage denial rate (HMDA) | — | — |
Signet Federal Credit Union has the higher TellerScore (82 vs 21). On the 7 directional measures above (where higher or lower is clearly better), Grand Rivers Community Bank leads on 1 and Signet Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.