Side-by-side · Q2 2026 data
Grand Valley Bank vs Goldenwest Federal Credit Union
Metric by metric
| Measure | Grand Valley Bank | Goldenwest Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 81 |
| Capital cushion | 65 | 82 (stronger) |
| Loan quality | 99 (stronger) | 84 |
| Earnings | 68 | 83 (stronger) |
| Funding & liquidity | 93 (stronger) | 65 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 82nd | 89th |
| Total assets | $599.4M | $4.3B |
| Deposits / shares | $541.3M | $3.7B |
| Capital ratio | 11.47% | 13.20% (stronger) |
| Problem loans | 0.02% (stronger) | 0.47% |
| Net charge-offs | 0.01% (stronger) | 0.27% |
| Return on assets | 1.19% | 1.57% (stronger) |
| Loans ÷ deposits | 52.0% (stronger) | 94.9% |
| Uninsured deposits | 21.7% | 14.5% (stronger) |
| Offices | 9 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | — |
Grand Valley Bank has the higher TellerScore (82 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Grand Valley Bank leads on 4 and Goldenwest Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.