Side-by-side · Q2 2026 data
Grand Valley Bank vs Utah Power Credit Union
Metric by metric
| Measure | Grand Valley Bank | Utah Power Credit Union |
|---|---|---|
| TellerScore | 82 | 87 (stronger) |
| Capital cushion | 65 | 87 (stronger) |
| Loan quality | 99 (stronger) | 91 |
| Earnings | 68 | 75 (stronger) |
| Funding & liquidity | 93 (stronger) | 92 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 82nd | 96th |
| Total assets | $599.4M | $1.1B |
| Deposits / shares | $541.3M | $957.9M |
| Capital ratio | 11.47% | 13.72% (stronger) |
| Problem loans | 0.02% (stronger) | 0.27% |
| Net charge-offs | 0.01% (stronger) | 0.08% |
| Return on assets | 1.19% | 1.38% (stronger) |
| Loans ÷ deposits | 52.0% (stronger) | 58.0% |
| Uninsured deposits | 21.7% (stronger) | 22.4% |
| Offices | 9 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | — |
Utah Power Credit Union has the higher TellerScore (87 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Grand Valley Bank leads on 4 and Utah Power Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Vernal, UT