Side-by-side · Q2 2026 data
Grant County State Bank vs Riverside Community Federal Credit Union
Credit union
Riverside Community Federal Credit Union
Marion, Indiana · Under $100 million in assets
Metric by metric
| Measure | Grant County State Bank | Riverside Community Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 79 (stronger) |
| Capital cushion | 67 | 97 (stronger) |
| Loan quality | 22 | 62 (stronger) |
| Earnings | 100 (stronger) | 81 |
| Funding & liquidity | 57 | 64 (stronger) |
| Problem-loan coverage | 70 | 87 (stronger) |
| Peer percentile | 20th | 62nd |
| Total assets | $395.7M | $59.6M |
| Deposits / shares | $308.2M | $50.8M |
| Capital ratio | 11.73% | 14.67% (stronger) |
| Problem loans | 2.35% | 1.13% (stronger) |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 3.03% (stronger) | 1.54% |
| Loans ÷ deposits | 103.6% | 95.8% (stronger) |
| Uninsured deposits | 10.9% | 6.2% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Riverside Community Federal Credit Union has the higher TellerScore (79 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Grant County State Bank leads on 1 and Riverside Community Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.