Side-by-side · Q2 2026 data
Great Lakes First Federal Credit Union vs Circle Federal Credit Union
Credit union
Great Lakes First Federal Credit Union
Escanaba, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Great Lakes First Federal Credit Union | Circle Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 68 (stronger) |
| Capital cushion | 53 (stronger) | 41 |
| Loan quality | 62 | 92 (stronger) |
| Earnings | 51 | 52 (stronger) |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 91 | 96 (stronger) |
| Peer percentile | 37th | 45th |
| Total assets | $105.4M | $117.4M |
| Deposits / shares | $96.2M | $105.6M |
| Capital ratio | 10.32% (stronger) | 9.14% |
| Problem loans | 1.15% | 0.25% (stronger) |
| Net charge-offs | 0.33% | 0.04% (stronger) |
| Return on assets | 0.77% | 0.79% (stronger) |
| Loans ÷ deposits | 44.0% (stronger) | 76.0% |
| Uninsured deposits | 5.0% (stronger) | 5.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Circle Federal Credit Union has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Great Lakes First Federal Credit Union leads on 3 and Circle Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.