Side-by-side · Q2 2026 data
Great North Bank vs U.P. State Credit Union
Metric by metric
| Measure | Great North Bank | U.P. State Credit Union |
|---|---|---|
| TellerScore | 44 | 79 (stronger) |
| Capital cushion | 38 | 82 (stronger) |
| Loan quality | 53 | 63 (stronger) |
| Earnings | 0 | 86 (stronger) |
| Funding & liquidity | 72 | 84 (stronger) |
| Problem-loan coverage | 88 | 89 (stronger) |
| Peer percentile | 4th | 76th |
| Total assets | $233.4M | $210.3M |
| Deposits / shares | $174.4M | $181.5M |
| Capital ratio | 8.84% | 13.17% (stronger) |
| Problem loans | 1.40% | 1.10% (stronger) |
| Net charge-offs | 1.11% | 0.12% (stronger) |
| Return on assets | -0.86% | 1.66% (stronger) |
| Loans ÷ deposits | 88.2% | 76.2% (stronger) |
| Uninsured deposits | 8.2% | 0.6% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
U.P. State Credit Union has the higher TellerScore (79 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Great North Bank leads on 0 and U.P. State Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.