Side-by-side · Q2 2026 data
Greater State Bank vs Cowboy Country Federal Credit Union
Credit union
Cowboy Country Federal Credit Union
Premont, Texas · Under $100 million in assets
Metric by metric
| Measure | Greater State Bank | Cowboy Country Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 46 |
| Capital cushion | 61 | 98 (stronger) |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 70 (stronger) | 0 |
| Funding & liquidity | 54 | 84 (stronger) |
| Problem-loan coverage | 99 (stronger) | 42 |
| Peer percentile | 61st | 6th |
| Total assets | $180.2M | $16.8M |
| Deposits / shares | $159.3M | $14.3M |
| Capital ratio | 11.05% | 14.84% (stronger) |
| Problem loans | 0.05% (stronger) | 6.70% |
| Net charge-offs | 0.05% (stronger) | 2.79% |
| Return on assets | 1.26% (stronger) | -4.74% |
| Loans ÷ deposits | 88.8% | 76.2% (stronger) |
| Uninsured deposits | 30.4% | 7.1% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Greater State Bank has the higher TellerScore (75 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Greater State Bank leads on 4 and Cowboy Country Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.