Side-by-side · Q2 2026 data
Greater Texas Federal Credit Union vs Intouch Credit Union
Credit union
Greater Texas Federal Credit Union
Austin, Texas · $100 million – $1 billion
Metric by metric
| Measure | Greater Texas Federal Credit Union | Intouch Credit Union |
|---|---|---|
| TellerScore | 54 | 55 (stronger) |
| Capital cushion | 23 | 39 (stronger) |
| Loan quality | 82 (stronger) | 54 |
| Earnings | 37 | 59 (stronger) |
| Funding & liquidity | 71 | 71 |
| Problem-loan coverage | 87 (stronger) | 75 |
| Peer percentile | 10th | 12th |
| Total assets | $995.4M | $837.4M |
| Deposits / shares | $906.8M | $744.2M |
| Capital ratio | 7.25% | 8.95% (stronger) |
| Problem loans | 0.53% (stronger) | 1.38% |
| Net charge-offs | 0.58% (stronger) | 0.61% |
| Return on assets | 0.44% | 0.97% (stronger) |
| Loans ÷ deposits | 89.3% | 88.9% (stronger) |
| Uninsured deposits | 7.6% | 7.5% (stronger) |
| Offices | 8 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 59.8% | 36.6% |
Intouch Credit Union has the higher TellerScore (55 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Greater Texas Federal Credit Union leads on 2 and Intouch Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.